Sherry A. Phillips

Suspense Author

Have You Reached Your Turning Point?

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Have you reached your turning point? Have you reached that imaginary line in the sand?

I reached mine about a year ago and decided that I was going to change my life for the better. That I was no longer going to leave my financial future and the financial future of my children entirely in the hands of my husband.

I think that is a mistake many women make, and, if your a stay-at-home dad reading this, I’m talking to you as well. Even if you’re not a stay-at-home parent, what would your life be like if you walked into your job tomorrow and there was no job? What if your company needed to downsize, or because of the economy, they had to close their doors?

I have seen it happen time and time again to people I care about. They are bebopping along in life. Everything seems like it’s going to be smooth sailing on the sea of life. And then it happens. A husband loses his job, or in the instance of one of my friends, her husband dies. They had no life insurance, no savings and she had not worked in over 10 years as she stayed home to care for their 5 children.

Another friend had worked for the same company for 25 years. He walked in one day and said they were having to downsize and his job would be gone within two weeks. Talk about blindsided!

It is my passion to help everyone live more abundant lives. That means not only in the area of health and wellness, but in your financial life too.

I’m not claiming to have all of the answers, but I can share what I’ve learned and try and help others on their journey to a better life.

Areas you need to concentrate on:

1. Nutrition – If you are not taking care of yourself, you cannot take care of those you love. Make sure you are eating good food. Your body needs real food that nourishes it. Stay away from chemically altered, processed foods.

2. Exercise – Even if you just take a couple of 20 minute walks each day, you are ahead of everyone else who doesn’t exercise at all. 20 minutes in the morning and another 20 minutes during your lunch hour or after dinner can help you in so many ways. As the Nike commercial says, “Just Do It!”

3. Finances – If you are living beyond your means, stop. It will do nothing but cause you stress. If you don’t know how much money is coming in and going out of your household every month, now is the time to take stock and write it down. Get rid of things you don’t use or need and pare your lifestyle down. Start saving.

4. Your job – Because there is no guarantee anyone’s job is secure, now is the time, before the need arises, to figure out a Plan B. Maybe that’s starting a part-time job on the side that can grow over time into a full-time career. Maybe that means going back to school and pursuing that dream job you always wanted. Maybe it means joining a network marketing company who has products you love and believe in.

5. Your faith – I cannot tell you how much my faith in God has helped me get through tough times. I do not know how people who do not have a relationship with God and faith in Him get through the tough times. Find a place a worship and get involved. Your church family can oftentimes become as close, or closer, than your real family.

I will have more on what to do when you reach your turning point over the coming weeks.

Have you reached your turning point?

About sherry

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